No single stakeholder can “fix” housing markets. Governments can’t build or finance everything. Banks can’t underwrite poor-quality projects. Developers can’t carry all the regulatory and infrastructure risk. And buyers certainly can’t debug the entire system from their living room.
Digital infrastructure for land and housing only works when trust builds in parallel across governments, banks, developers and buyers. If one party feels exposed, the whole pilot slows down.
The art is in designing pilots where every stakeholder sees their risk reduced — not increased — by coming onto shared rails.
Start with a shared, narrow problem
Trust doesn’t start with a massive, abstract “platform for everything”. It starts with a specific bottleneck everyone recognises, for example:
- Verifying land and project status for a specific housing programme.
- Streamlining due diligence and disbursement for a pilot mortgage product.
- Managing a cross-border off-plan sales programme targeting diaspora buyers.
We frame pilots around these concrete problems, then show how the Slas stack (SlasProp, SlasPay, PropIntel) reduces friction and risk for each actor.
Make risk and incentives explicit
Each stakeholder cares about slightly different things:
- Governments focus on legal compliance, public outcomes and reputational risk.
- Banks focus on credit risk, operational risk and regulatory capital.
- Developers focus on sales velocity, cashflow and delivery risk.
In our pilot design, we map these concerns explicitly and show, for example, how:
- Digitised land records and workflows reduce legal disputes.
- Integrated KYC/AML and payment rails reduce compliance overhead.
- Transparent project tracking builds buyer confidence and supports pre-sales.
Give each party real visibility
Trust increases when stakeholders can see what is happening without endless emails or manual reconciliations. Practically, this means:
- Dashboards for ministries and housing agencies to see project and transaction flows.
- Portals or APIs for banks to review verified project and borrower data.
- Clear buyer-facing updates on milestones and funds received.
PropIntel plays a key role here — turning raw operational data into visibility that regulators, banks and developers can act on.
Codify lessons into standards
The most valuable outcome of a good pilot is not just the transactions; it is the playbook that emerges:
- Standard project onboarding checklists.
- Template agreements between government, banks and developers.
- Data and reporting standards that make scaling easier.
At Slas Technologies, we see ourselves as infrastructure builders and pattern collectors — capturing what works in one city or corridor and translating it for others, while respecting local law and context.
